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Plan the money behind your launch

A booked load can still leave you short on cash

Separate startup costs, monthly costs, and load costs

Quick check: what does the $75,000 requirement mean?

Estimate startup capital and your break-even point

Case: the profitable month that ran out of cash

Build a 13-week cash forecast

Knowledge check: what belongs in the forecast?

Real-world rep: your shipper collection slips

Debrief: choose funding with the cost and risk in view

Evaluate: spot the hidden cash risk

Deploy: startup budget and cash-flow worksheet

Build a startup budget and a 13-week cash forecast for a new freight brokerage. Learn to estimate working capital, calculate a basic break-even volume, and account for carrier-pay timing and current FMCSA financial-responsibility rules.

Build a practical startup budget, estimate your working-capital needs, and forecast when cash enters and leaves a new freight brokerage. You’ll also account for the 2026 FMCSA financial-responsibility rules.

Phase 2.6: Plan Startup Capital, Budget, and Cash Flow

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